Daniel Saks
Chief Executive Officer
The fintech landscape is experiencing its most dynamic period since the pandemic boom—but this time, growth is anchored in profitability and real market impact. Global fintech funding hit $10.3 billion in Q1 2025—the highest since Q1 2023—with 19 US companies raising $50M+ in just the first four months of the year. From AI-powered infrastructure to crypto custody and embedded finance, these companies are scaling at unprecedented rates while processing trillions in transactions and serving millions of users. For go-to-market teams targeting this rapidly expanding sector, identifying the right accounts requires more than basic firmographics. Platforms like Landbase's AI-powered audience discovery enable teams to build targeted lists of these high-growth fintech companies using natural-language prompts, filtering by funding rounds, growth signals, and leadership profiles to engage the most promising prospects at the optimal time.
Stripe provides API-based payment infrastructure that powers online businesses of all sizes, from startups to Fortune 100 enterprises. Its developer-first platform enables companies to accept payments, send payouts, and manage their businesses online. Stripe's comprehensive suite includes billing, invoicing, fraud prevention, and financial services tools that integrate seamlessly into existing workflows.
Stripe has become the de facto payment infrastructure for the internet, processing transactions equivalent to 1.3% of global GDP. Its API-first approach has enabled countless businesses to launch and scale online commerce without building complex payment systems from scratch, making it a foundational layer of the digital economy.
Valuation: $91.5 billion | Founded: 2010
Recent Funding: $694M Series I (April 2024)
Ramp provides an automation-first finance platform that combines corporate cards, expense management, vendor payments, procurement, and bookkeeping in a single interface. The platform uses AI to identify cost savings opportunities and automate financial workflows, helping companies save an average of 5% on spend.
Ramp is redefining corporate finance by automating traditionally manual processes and providing real-time visibility into company spending. Its all-in-one approach eliminates the need for multiple point solutions, while its AI-powered savings recommendations help companies optimize their budgets during economic uncertainty.
Valuation: $2.43B | Founded: 2019
Recent Funding: $300M Series E (November 2025)
Plaid provides open banking infrastructure that connects financial accounts to apps, enabling services like account verification, payment initiation, and transaction data access. Its platform serves as the plumbing behind thousands of fintech applications, allowing users to securely link their bank accounts to financial services.
Plaid has become the critical infrastructure connecting traditional financial institutions with the fintech ecosystem. By providing secure, standardized access to financial data, it enables innovation across lending, investing, personal finance, and payments while maintaining bank-grade security and compliance.
Valuation: $1.32B | Founded: 2013
Recent Funding: $575M Series E (April 2025)
Navan (formerly TripActions) provides an all-in-one platform combining travel management, corporate cards, and expense management for businesses. The platform offers real-time visibility into travel and spend, automated expense reporting, and integrated booking tools to streamline corporate travel and expense workflows.
Navan is transforming corporate travel and expense management by unifying traditionally siloed functions into a single platform with real-time controls and visibility. Its rapid fintech growth demonstrates how embedded financial services can create new revenue streams beyond core offerings.
Valuation: $1.585B | Founded: 2015
Total Funding: $300M Series G (October 2025)
Mercury provides digital-first banking tailored specifically for startups and high-growth companies, offering business checking, credit cards, treasury management, and now consumer banking services. The platform integrates with popular accounting and financial tools to streamline banking operations for scaling businesses.
Mercury has become the banking partner of choice for the startup ecosystem, providing specialized financial services that address the unique needs of high-growth companies. Its rapid customer acquisition and revenue growth demonstrate the demand for banking solutions built specifically for modern businesses.
Valuation: $346M | Founded: 2017
Recent Funding: $200M Series C (March 2025)
Trumid provides an electronic trading platform for US dollar-denominated investment grade, high yield, distressed, and emerging market bonds. The platform improves bond market liquidity, transparency, and efficiency through real-time market insights and automated trading capabilities.
Trumid is modernizing the traditionally opaque and manual bond market by bringing electronic trading, real-time data, and automation to fixed-income securities. Its rapid growth demonstrates the demand for increased efficiency and transparency in institutional trading.
Valuation: $722 | Founded: 2014
Recent Funding: $208M Series E (October 2021)
Fireblocks provides enterprise-grade digital asset infrastructure using Secure Enclave (SGX) and Multi-Party Computation (MPC) technology for crypto custody and transfer. The platform enables financial institutions, fintechs, and crypto businesses to securely manage digital assets and build blockchain-based applications.
Fireblocks has become the trusted infrastructure for institutional adoption of digital assets, providing the security and compliance required by traditional financial institutions. Its scale and enterprise client base demonstrate the growing mainstream acceptance of crypto and blockchain technology.
Valuation: $1.4B | Founded: 2018
Total Funding: $550M Series E (January 2022)
Bilt Rewards operates the first and only US program that rewards rent payments without transaction fees, allowing renters to earn points on rent that can be redeemed for travel, dining, fitness, and even applied toward a future home down payment. The platform partners with property owners and managers to integrate directly into existing rent payment systems.
Bilt Rewards is creating a new category of financial services by transforming rent—the largest monthly expense for most Americans—into a rewards opportunity. Its path-to-homeownership model addresses the critical challenge of down payment accumulation for first-time homebuyers.
Valuation: $10.75B | Founded: 2019
Recent Funding: $250M growth equity (July 2025)
Parafin provides embedded capital to small and medium businesses (SMBs) through partnerships with major platforms like Amazon, DoorDash, Walmart, and TikTok Shop. Instead of lending directly to SMBs, Parafin integrates its financing capabilities into these platforms, using machine learning-based underwriting with platform data to assess creditworthiness.
Parafin represents the future of embedded finance by providing working capital directly within the platforms where SMBs operate. This approach eliminates friction in the lending process and provides capital at the exact moment businesses need it, based on real-time operational data.
Valuation: $190M | Founded: 2020
Recent Funding: $100M Series C (December 2024)
Highnote provides a modern card platform enabling embedded virtual and physical card payments through a unified API that combines issuing, acquiring, and credit program capabilities. The platform offers real-time transaction tracking with an API-driven ledger system for businesses building card-based financial products.
Highnote is enabling the next generation of embedded finance by making card issuing accessible to non-bank businesses. Its unified platform eliminates the complexity traditionally associated with launching card programs, accelerating innovation in payments and financial services.
Valuation: $139M | Founded: 2020
Recent Funding: $91M Series B (December 2024)
The 10 companies profiled above represent diverse fintech categories but share common growth drivers that are reshaping the financial services landscape:
For go-to-market teams targeting these high-growth fintech companies, identifying the right accounts requires sophisticated filtering by growth signals, funding rounds, and leadership changes. Platforms like Landbase's VibeGTM interface enable teams to use natural-language prompts to find companies matching specific criteria, such as "fintech companies that raised Series C funding in 2024-2025" or "SMB-focused fintechs with 100%+ YoY growth."
The fastest-growing fintech companies operate in diverse categories with unique business models and growth trajectories. To engage these prospects effectively, go-to-market teams should:
A 'fastest growing' fintech company demonstrates exceptional growth velocity across multiple metrics including revenue growth, transaction volume increases, user base expansion, and recent funding activity. For example, Ramp achieved 40% average revenue growth while Trumid saw 62% YoY trading volume growth. These companies also show strong market impact and strategic importance within their respective categories.
AI is fundamentally transforming fintech by enabling automation, personalization, and new business models that drive rapid growth. Companies like Ramp use AI to identify cost savings opportunities for corporate clients, while Rain employs AI-powered financial coaching to enhance employee financial wellness. AI also powers fraud detection, risk assessment, and underwriting processes, allowing companies like Parafin to make ML-based credit decisions using alternative data sources. This technology enables fintechs to deliver superior user experiences while operating at scale, creating competitive advantages that accelerate their growth trajectories.
The fastest-growing fintech companies are led by experienced entrepreneurs and executives who combine technical expertise with business acumen to drive exceptional growth. Notable leaders include Patrick Collison of Stripe, who has built the company into a $91.5 billion valuation payment powerhouse; Eric Glyman of Ramp, who has driven 40% average revenue growth; and Ankur Jain of Bilt Rewards, who created a new category of rent-based rewards reaching $30 billion+ in annual platform spend. These CEOs share a focus on solving real customer problems while building sustainable, profitable businesses that can scale rapidly.
Fintech startups typically progress through seed, Series A, Series B, and Series C+ funding rounds before considering IPO or acquisition, with each stage marking significant growth milestones. Recent high-profile rounds include Mercury's $200M Series C in March 2025, and Parafin's $100M Series C in December 2024. Key investors include traditional venture capital firms like Sequoia, Andreessen Horowitz, and Founders Fund, as well as strategic investors like financial institutions and technology companies seeking exposure to fintech innovation.
Go-to-market teams can effectively target high-growth fintech companies by leveraging platforms with real-time signals and natural-language targeting capabilities that identify optimal engagement moments. Instead of manually researching companies, teams can use prompts like "fintech companies that raised funding in 2024-2025" or "SMB-focused fintechs with 100%+ YoY growth" to instantly generate AI-qualified prospect lists. This approach enables teams to identify companies at optimal engagement moments—such as after funding rounds, leadership changes, or product launches—and target the right decision-makers with relevant messaging based on their specific growth stage and business model. Platforms like Landbase track 1,500+ unique signals to help teams find and engage the most promising prospects.
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